Finance
Real estate financing with ILKAY KOENEC Finance
Discover the advantages of real estate financing at ILKAY KOENEC now. Benefit from the comparison of offers from more than 420 banks - regardless of whether you buy your house from us or from another provider:
Real estate financing with ILKAY KOENEC Finance
Discover the advantages of real estate financing at ILKAY KOENEC now
Benefit from the comparison of offers from more than 400 banks - regardless of whether you buy your house from us or from another provider:
A Online real estate appraisal is useful when:
You are thinking of selling your property and first of all you want to get an overview.
You would like to get a first impression of the expected asking price of your property.
You are looking for a basis for further discussions with our real estate agents.
Optimal interest comparison
Concrete financing offer in the shortest possible time
100% plus financing
On request, financing of the purchase price including ancillary costs and, if necessary, modernization
Fast financing
Fast financing approval enables the purchase of your dream property
Credit protection
Comparison of conditions without negative impact on your Schufa score
All-round service
Obtaining all property documents
After sales
Guaranteed support even after loan brokerage
Find out more about ILKAY KÖNEC Finance
Since 2014 we have been offering you discreet, professional and transparent advice on all financing issues for private and capital investments.
Real estate financing with ILKAY KÖNEC Finance
Fundamentals of real estate financing
Are you planning to buy a house? Then you are faced with a multitude of questions: What should the future dream property be like? How much space do you need in your new home and how should the rooms be laid out? Before you get lost in these and other detailed questions, you should first clarify one of the most important steps on the way to a new home. This includes defining the financial scope for action. It is therefore important to weigh up the various options for real estate financing. But what forms of financing exist and how can you plan whether one or the other model still fits your own living conditions, even with terms of 10 or 20 years?
Real estate financing options
Fundamentals of real estate financing
There are basically different models for financing a property. With the classic annuity loan for real estate financing, for example, you pay off a set amount per year. This sum is made up of the deduction to be repaid and the interest incurred, the so-called interest burden. This model has the advantage that the share of the interest burden decreases from year to year. Financing your loan will be more efficient as a result, as a higher repayment portion will be paid off every year. In addition to the annuity loan, there is also the option of a full repayment loan. This loan is also repaid at a monthly rate, which is made up of the repayment portion and the interest. In the case of a full repayment loan, however, we do not specify the actual repayment rate, but the period after which the loan should be paid off. In contrast to the annuity loan, there is no residual debt in the case of the full repayment loan. In addition, the financing recipients benefit from the fixed interest rate over the entire term: In this way, low interest periods can be used to set particularly attractive conditions for the loan.
